Money & You

  • These Library Apps Let You Access Movies, Books and More — For Free

    Forget subscription services like Netflix and Spotify. These free library apps will help you access movies, magazines, books and more. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • How 3 Entrepreneurs Used Facebook Marketplace to Launch Lucrative Side Gigs

    When you think about Facebook Marketplace, do think about posting your old futon in hopes of snagging $40 or $50? Or maybe you’re in the market for a microwave, and a used one for a good price will do just fine. Those are great uses of Facebook Marketplace, essentially the classifieds of the social media This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Stay In Other People’s Awesome Homes for Free With House-Sitting Gigs

    House-sitting jobs typically get you free accommodation, which at least means saving on rent. But you can also find paid caretaking jobs and actually make money house-sitting. Here’s how to find both kinds of house-sitting jobs. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Why Even Bother With Budgeting? Here Are 5 Good Reasons

    Budget, shmudget. Who needs one? You! (We’re just guessing.) If you run out of money at the end of the month, struggle reaching your financial goals or feel remorseful about your spending habits, a budget may actually be what you need. Now, we know budgeting isn’t the most thrilling topic. Bringing up the subject tends This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Not Enough Cash to Cover That Purchase? Here’s What to Know About Afterpay

    What is Afterpay? Here’s your guide to buy-now-pay-later services, including when to use them and when it’s in your best interest to walk away. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • What to Do With Your Investments if You’re Worried a Recession Is Coming

    Quick, what is the first lesson you learned about what to do if you are ever lost in the woods?  If you answered “STOP,” you are 100% correct.  The exact same rule should apply to individual investors who are worried that a recession is imminent.  The second rule is “don’t panic.”  The worst investment decisions This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • This Document Can Help You Fight Back Against Aggressive Debt Collectors

    Here’s how to stand up to aggressive debt collectors — and avoid scams — by requesting a debt validation letter. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • 5 Banks That Don’t Use ChexSystems and Won’t Hold Your History Against You

    Life ain’t perfect. And given how difficult it can be to reach financial goals (or even just make ends meet), sometimes, our banking and credit histories aren’t perfect, either.  Even if you’ve got negative information on your ChexSystems record, which is like a credit report for your banking habits, you likely need a checking account. And while This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Dear Penny: I’ve Paid Off My Business Credit Card for 11 Years. What Gives?

    Dear B., I think your gripe here is more with your card issuer than it is with the credit bureaus. It sounds as if the information you got from the credit bureau isn’t entirely correct. It’s not that the bureaus refuse to acknowledge the use of business cards. More likely, your credit card company isn’t This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Are You Getting the Best Deal on Amazon? Here’s an Automatic Way to Check

    Are you getting the best deal on Amazon? The best price on the internet? Here’s an automatic way to check — and to save money. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • In the Market for a Home? Why a Conventional Loan Could Be Right for You

    Conventional sounds so… conventional. But the traditional path to home ownership doesn’t have to be boring — especially if it could save you thousands of dollars over the life of your home loan. Government-backed loans — like the Federal Housing Administration (FHA) or Veteran’s Administration (VA) — might get more attention for the low (or This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • You Can Make Money Selling Your Excess Breast Milk Online — Here’s How

    Some moms produce too much breast milk for their own babies, so they’ve found a way to turn their extra milk into extra cash -- by selling it. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.